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What Should You Know About Home Loans During A Coronavirus Lockdown?

The Government of India has extended the coronavirus lockdown for the fourth time in the country. Coronavirus lockdown has certainly hit the normal expenditure of an individual who has a home loan to reimburse. A 3 months lockdown has already affected the country so much with regards to economic and financial conditions that another period of lockdown may create more worries and financial stress among the public. The government has allowed banks to be operational at the time of this crisis, and they are working for a couple of hours every day and have enormous money to provide loans to the customers. Still, due to coronavirus pandemic, most of the customers are hesitant to step out of their homes. Also, in most of the banks and other financial institutions, loaning activities are not entirely digitized.

This pandemic is acting as a wakeup call for the organizations whose digital operations were working too slow. They are now digitizing their operations and working on zero-contact operations. While the Reserve Bank of India and the Government of India have approached to safeguard people by permitting EMI moratorium on the term loan and partial withdrawal from the EPFO, it may not be sufficient for all or probably won’t be pertinent to all. If you don’t pay the next two monthly installments (EMIs) of your loan, you won’t be blacklisted. However, the bank will charge interest for the unpaid sum. Missing two installments could boost your investment by 6-10 months or increase EMI sum by about 1.5%.

Despite the fact that the points of interest change across banks, borrowers have been given these three choices by loan specialists-

Choice I: The borrower can make a one-time installment in June of the interest that accumulates in April and May.

Choice II: The interest is added to the outstanding loan which will build the EMI for the rest of the months.

Choice III: The EMI is kept unaltered yet the loan tenure is broadened. The quantity of extra EMI will depend on the tenure of the loan.

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What Are The Benefits Of Drinking Loose Leaf Tea?

Loose leaf tea had already became popular all over the world. Today, there are an amazing range of herbal teas in online stores boasting cure from different diseases. What are the benefits of drinking loose leaf tea? This is a common question heard from many people. In this article, we are going to see how longleaf tea can promote the health of people. There are several advantages of using long leaf tea in daily diet. Relieving high stress is one of the main health benefits of drinking longleaf tea.

High stress can be formed due to many reasons. Main causes reported for this health issue include financial crisis, over intake of drugs and insomnia. Drinking green tea relaxes nerve cells safely and naturally. Today, it is one of the nest recommended natural cures recommended by fitness experts across the world. To achieve the best result, make it as a habit to drink green tea twice per day. You can drink this herbal tea with any other medication.

Generally, leaves from chamellia sinensis is added for the preparation of longleaf tea. This particular herbal tea is already known for wonderful health advantages like stress relief and anti-aging. Today, you can get different forms of longleaf teas from super markets. Selecting the best tea packet from store may not be an easy task for all. To ensure safe result, make it as a habit to select product from the best brands. You can seek the help of online professionals to pick the best product from stores.

At present, you can find thousands of fitness experts online who can assist you in picking the right longleaf tea. Minimal oxidation is one of the main features of longleaf tea. Presence of polyphenols and catechins in longleaf tea ensures better health by preventing free radical mechanism. As per studies, presence of anti-oxidants in long leaf tea is found to be very useful to reduce the growth of cancer cells. It ensures better health results without inducing any side effect on user.

As per research, improving oral health is found to be as a main health benefit of including loose long tea in diet. It fights against germ build up and prevents the occurrence of tooth decay without inducing any side effect on user. Similar to oral health benefit, improving bone health is another main advantage of using long leaf tea. As per studies, this particular tea is found to be very helpful to prevent health issues like osteoporosis.

How to choose the best herbal long leaf tea from market? This is a common query heard from tea lovers. A little online research can assist you in getting answer for the question. For the best health result, try to choose teas from a reliable company. Weight gain troubles due to unhealthy lifestyle can be easily treated with the help of long leaf tea. It acts on body and prevents the accumulation of fat cells naturally. Lavender, chamomile, tulsi and lemon balm are some of the exotic forms of long leaf teas available from store.

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Whats Special about Craft Beers?

Craft beer is generally known as boutique beer and these beer styles are becoming increasingly popular as people are opting for fresher alternatives to the commercial beer that is produced every year in the major breweries. Craft beers are produced in a micro brewery by a craft brewer that has a limited production rate of beer. These breweries are known for their uniqueness and innovation. Fro, oysters to fruit, craft brewers are experimenting with a range of ingredients beyond hops malt water and yeast.

Australia has recorded a sudden surge of microbreweries, and while beer consumption has reduced slightly overall, the craft beer market has grown steadily in the last five to ten years.

Craft beers are commonly found in pubs and restaurants and are gradually taking market share from the different kinds of commercial beers. This is because of the better quality of the beer which people are willing to afford. The difference between craft and commercial beer is that commercial beers are generally “made for the masses” with a taste and aroma that is virtually non-existent. Craft beers are usually well marketed with beers telling a story and a flash label and more information about the ingredients and style of the beer for those interesting in learning more about beer and brewing. This increases the appeal of the beer to the modern consumer.

A lot of people have opted for home brewing as it gives them a source to obtain better quality beers. Home brew kits make it easy to brew beers similar to your favorite boutique beers, or for experimentation. The benefit of home brewing is that it gives you complete regulation on how the beer is fermented and brewed. This also helps you control the flavors and other important factors.

Brewing craft beer is sometimes considered labor intensive, but eventually moving from bottling to kegging as your skills improve will save hours of bottle washing – the main time consuming part of brewing extract home brew recipes. For those who are yet to take the plunge from commercial to craft beer, prepare to open a whole new world of flavor. You can just visit a pub and check out some variants of craft beers that they have. You may even purchase a selection of beers from different styles and see which you prefer. The different kinds of craft beers you’ll discover are sure to impress compared to commercial beers.

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